The First National Bank of Ely

Bill Pay BannerHome Page Image


Identity Theft

What is identity theft?

Identity theft occurs when someone acquires your personal information and uses it without your knowledge to commit fraud or theft. It is a serious crime and the methods used are constantly evolving as well as the number of cases growing. An all-too-common example is when an identity thief uses your personal information to open a credit card account in your name.

No matter how cautious you are, there is no way to completely prevent identity theft from occurring. But there are ways you can help minimize your risk. This page contains valuable information on how you can protect yourself by managing your personal information wisely, the warning signs of identity theft, and what to do if you do become a victim.

Helpful Tips

Check your credit report

Order copies of your credit report once a year to ensure accuracy. You may call 1-800-685-1111 or go to for a FREE credit report from any or all three credit reporting agencies. (The law allows credit bureaus to charge you up to $9.00 for an additional copy of your credit report).  Additionally, you may obtain a FREE FICO score by going to

Make sure it is accurate and includes only those activities you have authorized.

By checking your report on a regular basis you can catch mistakes and fraud before they wreak havoc on your personal finances. Don't underestimate the importance of this step.

Credit Bureaus 

Equifax - 
To order your report, call: 1-800-685-1111
To report fraud, call: 1-800-525-6285

Experian - 
To order your credit report or report fraud, call: 1-888-EXPERIAN (397-3742)

TransUnion -
To order your report, call: 1-800-916-8800
To report fraud, call: 1-800-680-7289


Protect Yourself Against Phishing

Phishing usually comes in the form of fraudulent emails that appear to come from legitimate sources. In this e-mails you are asked to verify personal information or link to a counterfeit Web sites that appears real.

Watch for emails that:

The First National Bank will NEVER ask for sensitive information, such as Account Numbers, Access IDs or Passwords, via e-mail. 

Tips from the American Bankers Association for safeguarding your information:

TransUnion: (800) 680-7289
Experian: (888) 397-3742
Equifax: (800) 525-6285

If you become a victim, contact:

The First National Bank is committed to safeguarding our customers' financial information. Maintaining our customers' trust and confidence is our top priority. To learn more about how we protect your information, you may view our privacy policy by clicking below.


Member FDIC Equal Housing Lender